

Asset Depletion & Self Employed Mortgage Experts
Serving FL, PA, TX, NJ, CA, VA
Serving FL, PA, TX, NJ, CA, VA
Asset Depletion & Self Employed Mortgage Experts Serving FL, PA, TX, NJ, CA, VA
We specialize in liquid assets used for qualifying income to get your mortgage done. What many great options that stand out from other mortgage companies!
GUARANTEED BEST PRICING AVAILABLE IN THE MARKET!
Contact us today to get started!
NMLS #1456473 | Licensed Mortgage Company | Verify HP Mortgage LLC: nmlsconsumeraccess.org
NMLS #1456473
Licensed Mortgage Company
Verify HP Mortgage LLC: nmlsconsumeraccess.org
Licensed Mortgage Company
Verify HP Mortgage LLC: nmlsconsumeraccess.org

Your Mortgage Expert
Kevin Danowitz, CEO and Founder
Kevin Danowitz began his mortgage career in 2003, excelling as a top-producing loan originator at multiple banks and becoming an expert in all mortgage products. Frustrated by limited offerings and inflexible approval processes that left qualified borrowers rejected, Kevin founded HP Mortgage LLC in 2015 to provide flexible solutions and help more potential homeowners. His success is built on a simple philosophy: always do what is right for the client. Under his leadership, HP Mortgage has grown exponentially, with a commitment to treating every client like family.
“Since the beginning of my career my philosophy has always been to do right by my clients. Providing impeccable service has allowed me to excel as a mortgage banker. No matter the size of the loan or past credit history, I will always treat everyone of my clients like family.”
Why Choose HP Mortgage For Your Asset Depletion Mortgage?
We’ll Guarantee The Best Pricing in the Market
We have a wealth of information and experience that other mortgage companies cannot offer.
We’ll Treat You Like Family
We treat our clients like family. You are real people to us. We will never jeopardize your home, your family or your finances just to “close another deal”.
Ethical Standards
We will always be honest and upfront—we do not engage in the practice of offering teaser rates to get you in the door, and we always do the right thing.

Our Asset Depletion Products Include:
- Very Aggressive Asset Depletion Formulas – We use highly favorable calculations to convert your liquid assets into qualifying income, allowing you to maximize your purchasing power without traditional employment income.
- Using Trust Income – If you receive income from a trust, we can factor this into your loan qualification, helping you secure financing even if your income streams are unconventional.
- Retirement Income Consideration – Whether your income comes from pensions, Social Security, annuities, or retirement account distributions, we incorporate these funds into your eligibility for a home loan.
- Combining with Other Forms of Income – We specialize in blending multiple income sources, such as investments, trust distributions, rental income, and retirement funds, to help you meet lender requirements and qualify for a mortgage that fits your financial profile.

NMLS #1456273


NMLS #1456273

7495 W Atlantic Ave, Suite 200-293
Delray Beach, FL 33446
Delray Beach, FL 33446