Are you a current or past military personnel looking to buy or refinance a home?
You may qualify for the most generous loan program available, with ZERO down payment. Our servicemen and women deserve a mortgage offering the best benefits. We believe that anyone who serves our country has earned a clear path to owning a home.
What is a VA loan?
A VA loan is backed by the Department of Veteran Affairs for those who have served or are currently serving in the U.S. Military. It is designed to make home ownership a reality for active military or veteran members and families who may otherwise not afford it.
What makes the VA loan so great?
The VA loan is the most generous program because it allows for zero down payment and no mortgage insurance premium. The rules are very beneficial to qualified applicants — additional benefits include low interest rates, low closing costs, seller-paid closing costs, and flexible loan terms. Furthermore, there is no maximum loan amount (although the amount the VA will guarantee varies by location).
The VA will even help a borrower in default of the loan if there is a temporary financial difficulty.
Get pre-approved now
- Reserve members
- National Guard members
- Surviving spouses
VA loan requirements
- Must be a home you will occupy
- Must have a valid Certificate of Eligibility (COE)
- Must have sufficient credit and income