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Loan Types

Home ยป Loan Types
 FHA 203(k) Improvement Loans
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By hpmort
In FHA, Loan Types
Posted January 12, 2018

FHA 203(k) Improvement Loans

Like projects? Interested in a fixer-upper? A rehab home can be a great investment for the right buyer. We hear there is nothing like turning a diamond in the rough into your dream home. Just [...]

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 FHA Compared to Conventional
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By hpmort
In FHA, Loan Types
Posted January 12, 2018

FHA Compared to Conventional

There is a misconception that FHA programs are only for people with low income and bad credit. That is not true at all! FHA loans are actually the most popular mortgage loan, and up to half of [...]

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 FHA Loan Requirements
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By hpmort
In FHA, Loan Types
Posted January 11, 2018

FHA Loan Requirements

Income There are no guidelines for salary, but each lender will have their own rules for income. Debt-to-income ratio is the key. You do need two years of employment in the same line of work, [...]

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 What Exactly is an FHA Loan?
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By hpmort
In FHA, Loan Types
Posted January 9, 2018

What Exactly is an FHA Loan?

FHA Basics If you don’t have 20% for a down payment and/or have credit issues, this might be the loan for you. Even with credit score challenges or past blemishes, the bank can balance [...]

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