These loans are typically offered by small to mid-sized lenders who have specialty wholesale programs that do not work directly with the public. Your big name banks do not deal with these loans because the underwriting guidelines are so specific to each individual borrower, are not one of their portfolio products, and they are not sold to Fannie Mae and Freddie Mac. You need to work with a knowledgeable broker who will evaluate and expertly match your financial situation with the best specialty program that fits your needs. We are partnered with every wholesale lender and every program out there.

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