No! We have access to every program out there and will let you know right away if it can be done. Difficult loan situations are our specialty! Most of our clients are not who you would consider “ideal”. Most of the time they have called every bank out there and have just about given up before they find us. Every single day we deal with clients who have low credit, recent bankruptcy or foreclosure, fluctuating income, businesses less than two years old, divorce/alimony, and many other challenges. We have dealt with every scenario you can imagine. If the deal can be done, we will get it done!